Pay Later with Shop Pay Installments

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Shop Pay Installments

Pay in 4 Easy Installments with Shop Pay:

Enjoy the flexibility of Shop Pay and split your order total into 4 equal, interest-free installments. There are no extra fees, hidden costs, or late fees.*

How it Works:

Add your desired items to your cart.
Check out using Shop Pay.
Select the option to pay in 4 installments.

Your first payment will be charged either at the time of purchase or 2 weeks later. The remaining 3 payments will automatically be charged to the card saved in your Shop Pay account every 2 weeks. We'll send you email reminders before each payment is processed.

*The statement regarding "no extra fees, hidden costs, or late fees" has been retained to match the original text.

FAQ About Shop Pay Installments:

Is there a fee to use the installment payment option with Shop Pay?

No. Shop Pay offers the option to split your order into 4 equal installments, billed every two weeks, at 0% APR. There are no hidden fees, late fees, or credit checks.* In some cases, the first payment is due at the time of purchase; in others, the first payment is due 2 weeks after purchase.

What payment methods are accepted for Shop Pay installments?

Debit and credit cards are accepted for Shop Pay installment payments.

Are there penalties for late payments?

No, there are no late payment fees.

What happens if I return an item purchased using Shop Pay installments?

You will receive a refund in accordance with our standard return policy.

Still have questions?

For questions regarding Shop Pay installments, please contact their support team at shop.affirm.com/help. For questions about Shop Pay or the Shop app, please visit ShopPay.